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Originally Posted by SteveHd I could see such being hard to believe for someone over there.
Keep in mind we have superb health care for those who have premium health insurance or are wealthy enough that they don't need insurance. It's the lower classes that are shit out of luck.
At times I'm embarrassed that such a well off First World country doesn't have universal health insurance. |
Its not just the lower classes... its the middle classes. Fewer and fewer middle class employers offer medical benefits... and as middle classer's get middle aged, fewer and fewer can qualify for independent insurance.
And if you are self employed? Good damn luck finding coverage.
The problem is, as usual, to be found in DEREGULATION.
The entire CONCEPT behind insurance is to spread the risk.... the more people paying in... the better...
But insurance companies have been allowed to write their own laws... they have been allowed to refuse insurance to those who might actually NEED it... preferring to insure only those who will least need it.
We can fix the healthcare system very easily.
Pass a law that insurance companies can not deny ANY person coverage for any reason... and that the highest rate can not be more than 40% higher than the lowest group rate.
What you would find is that, if this were the law... health insurers would be pressed to get every single person they could covered...