Seeing it from the other guys POV he is just really interested in you and would like to take your relationship (meaning, the bond you have and not the 'dating' type of relationship) to the next level. If you're not keen then I think you should save the other guy a lot of further upset (and money) and just tell him it isnt a good idea to meet up in person just yet.

You are perfectly entitled to feel the way you do, and until you decide what it is you want, I would just tell him that you want to take things slowly and continue to chat and have fun online - if he cares about you, he should be able to respect this.

Man, I should have my own chat show - watch out Oprah.