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Originally Posted by Penetrator  If I were you Mercuriabliss, I would be upfront with the interviewer (not the HR person) and tell them that you have gone through the divorce and you are strong now and want the job and will make a strong commitment if you get the chance. |
I've already done this and it didn't get me anywhere. The fact is, most employers don't care about the reason for your financial woes, especially when they can choose someone with a clean credit report. On one hand, I don't blame them. It's easier to pick the candidate who looks good on paper. Doesn't necessarily mean they'll fulfill their duties on the position but they see that as taking less of a chance than with someone like me who's in the process of paying off debts.
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Originally Posted by rob_just_rob I don't see the purpose of credit checks as part of the job interview process, other than to uncover fraud, potentially (but in the absence of fraud, raw credit scores shouldn't be relevant). |
Exactly. If an employee has a fraudulent past with a former company, that will show in other areas and not necessarily the credit report.
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Originally Posted by rob_just_rob I've worked in the financial field for 10+ years so I'm fairly used to credit checks at this point. |
As I mentioned before, if I were an accountant or worked in finance, I would expect a credit check.
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Originally Posted by rob_just_rob That said, I don't see why credit checks should be illegal, and more than behavioural interviews or reference checks should be illegal. Private companies are allowed to discriminate in all kinds of ways; this seems like just another one of those ways. |
A company can't ask me if my monthly cycle will keep me from performing my duties or when I plan to start a family. The only reason companies do this is because they can. It's not discriminatory in the sense of race, gender, age or anything similar but it is invasive nonetheless.
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Originally Posted by ClaireTalon However, I can understand employers which check the background of their future employees. However, this should happen with the signed knowledge of the concerned person, I don't like privacy intrusion without being asked first either. But for some positions, especially those involving high levels of confidence, I see them as an absolute necessarity. |
I've given my consent to a credit check at every interview. Here's my biggest problem: i'd appreciate a call from the employer telling me why I didn't get the job, for my own professional development if nothing else. By law they're required to inform you if they decide not to choose you for the position based on the credit report. I've yet to receive the courtesy of a phone call from anyone. I suppose it's too much hassle and if they can get away with not talking to you at all, they will.